We all have financial goals: a new car, a vacation, or getting another degree. Each of these goals requires a plan. That is, it isn’t enough to hope you’ll have enough money for these items one day; you actually need to create a system for spending less than you earn and saving or investing the difference. This process of creating a spending plan is called budgeting. Budgeting is the way to ensure you remain in total control of your money.

Here is a sample question from Episode 4, Net Worth and Budgeting

When you list your credit card under the Liabilities section of your balance sheet, what amount should you put down to most accurately reflect its value?

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