Debt in itself is not a bad thing. It’s what you do with the borrowed money that determines whether it turns out to be a bad or good purchase. Unless you are a wealthy person, most people will need to borrow at some point to purchase major items like a car or a house. It’s always a good question to ask yourself whether the reason for borrowing will add value to your life.


Here is a sample question from Episode 3, Debt Management.

What is the best way to improve your credit score?

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